Consumer Education

The 4-H Consumer Education project will help you learn how to be a smart and responsible consumer. You’ll explore topics like smart shopping, managing income and expenses, saving money, using credit wisely, and understanding the difference between needs and wants. Along the way, you’ll gain skills that will help you make confident financial decisions now and in the future.

Contact your county Extension office to get involved!


Consumer Education Project Toolkit

  • Track your income and expenses for one month
  • Compare prices of the same item at different stores or online
  • Create a personal or family budget
  • Practice meal planning on a set budget
  • Explore how credit cards and interest work with a simple example
  • Design a savings plan for something you want to buy
  • Identify the difference between needs and wants in your daily life
  • Compare name-brand and generic products for cost and quality
  • Create a poster or presentation about smart shopping tips
  • Interview a banker or financial advisor about saving and credit

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